28 sectors acceptedCBD, crypto, gaming, coaching…
The payment gateway for businesses Stripe turns away.
A stable merchant account backed by European acquiring banks. First response within 24-48h.
- merchants processing with us
- 10,000+
- processed every month
- €50M+
- platform availability
- 99.9%
- to receive your funds, in business days
- D+3
Turned down elsewhere? Here, an analyst reviews your application.
Mainstream processors filter by algorithm and close without notice. Bridge Pay is built for demanding sectors, from account opening to the last payout.
A human reads your file
OnboardingA specialist in your sector checks your documents and tells you exactly what is missing.
Your funds in 3 business days
PayoutsA predictable payout schedule, in euros or in crypto. No arbitrary freezes, no hidden reserves.
Cards, wallets and crypto
PaymentsVisa, Mastercard, Apple Pay, Google Pay and over 50 cryptocurrencies, converted to euros in a single account.
Disputes under control
ChargebacksEarly alerts, a ready-to-use evidence kit and supporting documents for every challenge.
All your money, on one screen.
Payments, payouts, disputes and account health in real time. Your analyst sees exactly what you see.
28 sectors accepted. Yours has its own page, rules and rate.
Every sector is reviewed by analysts who know its requirements. Its starting rate is shown before you even apply.
- CryptoExchanges, wallets and merchants accepting BTC, ETH or USDT.from 4.8%
- CBDOnline CBD shops: legal oils, flowers and cosmetics.from 4.8%
- GamingOnline games, in-game purchases, sports betting and esports.from 4.8%
- CoachingCoaches, trainers and online mentoring programmes.from 3.9%
- TradingTrading platforms: client deposits and withdrawals.from 4.8%
- SaaSSaaS software, recurring billing and failed-payment recovery.from 2.9%
- E-commerceOnline stores in sensitive or fast-growing niches.from 2.9%
- Digital productsE-books, templates, software and digital content.from 2.9%
- NutraceuticalsDietary supplements, vitamins and subscription offers.from 3.9%
- DatingDating sites and apps, subscriptions and credits.from 4.9%
- InvestmentRegulated investment platforms and large transfers.On request
- Travel & airlinesTravel agencies, airlines and bookings.from 3.5%
And 16 more, including call centers, dropshipping, ticketing, crowdfunding, VPN, tobacco and vape.
See all 28 sectorsOpen in three steps. One point of contact.
You build your file once. Your analyst guides you document by document until your first payment.
Submit your application
10 minOnline, no appointment. We tell you exactly what to provide.
Get your response
24-48hAn analyst who specialises in your sector comes back to you with a clear answer.
Start collecting
D+3API, e-commerce plugins, payment links: your funds arrive in 3 business days.
Public pricing. You know before you sign.
Zero setup fee, zero subscription. Your final rate, set according to your profile, is confirmed as soon as your application is accepted.
Standard business
E-commerce, services2.7%+ €0.30
per transaction, starting from
- Cards, SEPA, Apple Pay and Google Pay
- Payouts in 3 business days
- Volume discounts from €50,000 a month
High risk
28 sectors4.8%+ €0.55
per transaction, starting from
- CBD, crypto, gaming, coaching, trading…
- Over 50 cryptocurrencies, converted to euros
- Dispute alerts and evidence kit included
Starting rates. Some businesses are priced specifically; the rate is shared before going live.
Bank-grade infrastructure. For businesses banks call high risk.
- average observed chargeback rate
- 0.3%
- of sectors accepted, including those Stripe and PayPal exclude
- 95%+
- cryptocurrencies accepted, settled in euros
- 50+
- human support response time, Mon-Fri 9am-6pm
- 2 days
PCI DSS Level 1
The highest certification level for card data.
3D Secure 2
Strong customer authentication, PSD2 compliant.
Data in Europe
EU hosting, GDPR compliant.
AML / CFT
Anti-money-laundering checks on every file.
Compare. Then decide.
Pricing, accepted sectors, payout times: our detailed comparisons, no spin.
- View comparison
vs Stripe
Excellent technology but refuses high-risk sectors.
- View comparison
vs PayPal
Unpredictable account blocks and frozen funds.
- View comparison
vs Mollie
European solution with the same restrictions as Stripe.
- View comparison
vs Adyen
Reserved for large enterprises (€10M/year minimum).
- View comparison
vs Square
Focused on US physical commerce.
What is a high-risk payment gateway?
What a payment gateway does
A payment gateway is the infrastructure connecting your e-commerce site to the banking networks: it encrypts card data, requests authorisation from the issuing bank and triggers settlement. Mainstream providers such as Stripe or PayPal are excellent for standard commerce, but their risk policies exclude dozens of perfectly legal industries: CBD, crypto, gaming, coaching, nutraceuticals, travel or tech support.
Why a specialist high-risk PSP
That is where a specialised high-risk PSP comes in. Bridge Pay works with a network of European acquiring banks familiar with these activities: you get a first response within 24-48 hours, payments are protected by 3D Secure 2.0 and PCI DSS Level 1 compliance, and funds are paid out within 3 business days.
A setup calibrated to your risk profile
Whether you are leaving Stripe after a refusal, launching a CBD store or looking for a multi-currency merchant account for your coaching platform, our team structures a solution that matches your risk profile, from 2.7% per transaction for standard sectors and 4.8% for high-risk.
The questions we get before you sign.
Another question? A member of the team replies within 2 business days, Monday to Friday.
Talk to an expertIs my sector accepted?
We accept 28 sectors, including most of those Stripe and PayPal exclude: CBD, crypto, licensed gaming, coaching, nutraceuticals, psychic services, dating. Every application is reviewed by an analyst.
When will I hear back?
You get a first response within 24 to 48 hours, with the exact list of any missing documents.
How much does it cost?
From 2.7% + €0.30 for standard businesses and 4.8% + €0.55 for high risk. No setup fee and no subscription.
When do I get paid?
Your funds are paid out in 3 business days to your bank account, in euros, or in crypto if you prefer.
Your business deserves better than a refusal.
10-minute application, first response within 24-48h. Join the 10,000+ merchants processing with Bridge Pay.