Agency Payment Specialists

Payment infrastructure built for marketing agencies

Agencies lose 15% of time to billing friction. Automate retainers, milestone payments, and ad spend passthrough in one platform.

Retainer Automation
Milestone Billing
Ad Spend Passthrough

Start accepting agency payments See agency billing demo

First response within 24-48h. No setup fees. Retainer automation included.

10,000+ merchants trust us
PCI DSS
Payouts in 3 business days
First response within 24-48h

Global digital marketing market 2025: $457B
Annual Growth (CAGR): +15%
Application Acceptance: 95%
First response: 24-48h

Industry challenge

Why Agency Billing is Broken (And Generic Processors Can't Fix It)

Stripe and PayPal handle transactions. They don't understand agency business models.

Generic Stripe setup

Manual QuickBooks invoicing

Spreadsheet tracking

Fragmented tool stacks

Generic Processors Weren't Built for Agency Complexity

Agency billing involves multiple billing models for different client types: monthly retainers for ongoing relationships, project-based milestones for fixed-scope work, ad spend passthrough with management fees for media buying. Generic processors handle simple transactions but can't manage this complexity.

The result: agencies cobble together multiple tools. Stripe for card payments. QuickBooks for invoicing. Spreadsheets for ad spend tracking. Manual reconciliation to tie it all together. This fragmented approach creates:

15% of agency time lost to billing administration
Client confusion about charges and timing
Delayed payments from invoice friction
Errors in ad spend fee calculation
No unified view of agency revenue

No native retainer management
Can't handle milestone-based billing
No ad spend passthrough automation
Fragmented tools require manual reconciliation
Client billing transparency is missing
Time-consuming manual processes

Bridge Pay: Purpose-Built for Agency Billing

We consolidate agency billing complexity into one platform. Retainer clients are billed automatically on your schedule. Project clients see milestone invoices triggered by phase completion. Media buying clients receive automated ad spend billing with your management fees calculated correctly. And every client gets portal access for payment transparency. Stop losing 15% of your time to billing: focus on what you do best.

Monthly retainers billed automatically on your schedule
Milestone invoices triggered when each phase completes
Ad-spend pass-through with management fees calculated automatically
One platform: no more manual multi-tool reconciliation
A client portal transparent on every billed line

Sector accepted by Bridge Pay

Check my eligibility

Comparison

Before and after Bridge Pay

See the difference with traditional payment processors

Current Agency Billing

With Bridge Pay

3-4 fragmented tools for different billing types

Unified platform for retainers, projects, and ad spend

Manual retainer invoicing each month

Automatic collection on your chosen date

Spreadsheet tracking for ad spend billing

Automated passthrough with fee calculation

Clients ask 'what am I paying for?'

Client portal with full transparency

Chasing late payments manually

Automated reminders and retry sequences

Streamline agency billing

Agencies lose 15% of time to billing. We give it back.

Global digital marketing market 2025: $457B
Time lost to billing admin: 15%
First response: 24-48h

Most agencies use 3-4 tools for billing: Stripe for cards, QuickBooks for invoices, spreadsheets for ad spend, manual reconciliation for everything. That fragmentation costs 15% of agency time, and creates client friction.

Bridge Pay consolidates agency billing into one platform. Automatic retainer collection, milestone-triggered invoicing, ad spend passthrough with fee calculation, and a client portal that makes payments transparent. Stop chasing invoices; start growing your agency.

Start accepting agency payments

Automatic retainer billing on your schedule
Milestone invoicing tied to project phases
Ad spend passthrough with fee calculation
Client portal for payment transparency

Our advantages

Why Bridge Pay?

01
Automatic Retainer Billing
Set up retainer clients once, get paid automatically forever. Monthly collection on your chosen date (1st, 15th, whatever you prefer). Card on file or ACH direct debit. Automatic retry on failed payments with client notification. No more sending monthly invoices or chasing late retainers.
02
Milestone-Based Project Billing
Project work shouldn't require manual invoicing at each phase. Define project milestones upfront (discovery, design, development, launch), and our system generates invoices when each milestone is marked complete. Clients approve milestones in the portal, triggering automatic billing.
03
Ad Spend Passthrough Automation
Media buying clients expect ad spend passthrough plus management fees. Our system imports ad spend data (from Google Ads, Meta, etc.), applies your fee structure (percentage, tiered, or flat), and generates accurate invoices automatically. No more spreadsheet calculations or billing disputes over ad spend amounts.
04
Client Portal for Transparency
Clients asking 'what am I paying for?' erodes relationships. Our client portal shows upcoming charges, invoice history, project progress, and ad spend breakdowns. Clients feel informed and in control. You spend less time on billing questions and more time on client success.
05
Multi-Currency for Global Clients
International clients expect to pay in their currency. We support 25+ currencies with automatic conversion. Invoice in USD, GBP, EUR, or client's local currency. Receive settlements in your preferred currency. No more losing international deals to currency friction.
06
24-Hour Activation
Digital marketing agencies are low-risk: we treat them accordingly. 95% acceptance rate, 24-hour activation, no lengthy underwriting. Submit your application in the morning, start billing clients by afternoon. We know you need to move fast.

Features

Key features

Retainer Automation

Automatic monthly collection on your schedule. No more sending invoices.

Milestone Billing

Tie invoicing to project phase completion. Approval triggers payment.

Ad Spend Passthrough

Import spend data, calculate fees automatically. Perfect accuracy.

Client Portal

Give clients billing transparency. Reduce questions by 70%.

How it works

01
Quick Application
Submit your agency information: services offered, typical client types, billing models needed. Low-risk category means minimal documentation required.
02
Billing Setup
Configure your billing models: retainer schedules, milestone structures, ad spend fee formulas. Connect your ad platforms for spend import.
03
Client Migration
Import existing clients, set up their billing profiles, invite them to the client portal. We provide migration support to ensure smooth transition.
04
Automated Operations
Retainers collect automatically, milestones trigger billing, ad spend calculates perfectly. You focus on client success, not billing administration.

Use cases

Typical use cases

Illustrative examples of merchant profiles accepted in this sector.

Performance Marketing Agency
Situation
A performance marketing agency dedicated over 8 hours weekly to manual billing for retainers and ad spend fees.
Setup
Automation through the payment gateway enabled automatic retainer collection and precise ad spend billing.
Outcome
+8 hours/week saved on billing
SEO Agency, Project-Based
Situation
An SEO agency struggled with project billing, where payments often lagged behind phase approvals.
Setup
The payment gateway's milestone system linked client approval directly to automatic billing triggers.
Outcome
Payment time: 32 days → 3 days
Media Buying Agency
Situation
A media buying agency faced significant challenges calculating management fees for diverse clients with varied fee structures.
Setup
The payment gateway automated the import of ad spend data and the application of correct client-specific fees.
Outcome
Eliminated 1 FTE billing position

Eligibility

Accepted services

SEO agencies
PPC/SEM agencies
Social media agencies
Full-service digital
Content marketing
Media buying
Creative agencies
Marketing consultants

Pricing

Competitive pricing

Low-risk category pricing. ACH payments: 0.8% (capped at $5). Volume discounts available.

No hidden fees
€0 setup fee
First response within 24-48h

Starting rate, high risk

2.9%+ €0.30

Retainer automation
Milestone billing
Ad spend passthrough
Client portal

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FAQ

Frequently asked questions

Have more questions?

How does ad spend passthrough work technically?

We automate the entire ad spend billing process:

Data import:

Connect Google Ads, Meta Ads, LinkedIn, TikTok
Daily spend data syncs automatically
Manual import option for other platforms

Fee calculation:

Percentage of spend (e.g., 15%)
Tiered structures (15% up to $10K, 12% above)
Flat fee + percentage hybrid
Different structures per client

Invoice generation:

End-of-month automatic invoicing
Spend breakdown by platform
Management fee clearly separated
Client approval in portal

Example:

Client's ad spend: $50,000
Your fee: 12%
Invoice: $50,000 (passthrough) + $6,000 (fee) = $56,000

Can I bill different clients with different models?

Absolutely: that's core functionality:

Per-client billing profiles:

Client A: $5,000/month retainer, billed 1st
Client B: Project milestones, net-15 terms
Client C: Ad spend + 15% fee, billed monthly
Client D: Retainer + ad spend combination

All billing types:

Monthly/quarterly retainers
One-time project fees
Milestone-based projects
Ad spend passthrough
Hybrid combinations

Flexible terms:

Net-0, 15, 30, 60 per client
Card on file or invoice
ACH for larger amounts
Multi-currency support

What does the client portal include?

Comprehensive client transparency:

For clients:

View all invoices (past and upcoming)
See payment history
Download receipts and statements
Update payment methods
Approve milestones for project work
View ad spend breakdowns

For your agency:

White-labeled with your branding
Custom domain option
Reduced billing questions
Professional client experience

Impact:

70% reduction in billing questions
Faster milestone approvals
Improved client satisfaction
Less time on administrative communication

How quickly is an agency application reviewed?

Digital marketing agencies are a low-risk category, so applications are quick to review:

Application: 10 minutes online

Basic business information
Services description
No extensive documentation

Review: first response within 24-48h

95% approval rate
Configure billing models

Go live:

Import clients
Set up retainers
Start billing

Why it is simpler:

Agencies are a low-risk category
No complex regulatory requirements
Predictable business model
Low chargeback rates

What about ACH payments for larger invoices?

ACH is ideal for agency invoices:

Benefits:

Much lower fees: 0.8% capped at $5
No card limits for large invoices
Automatic recurring collection
Less likely to fail than cards

How it works:

Client provides bank details once
Authorize via micro-deposits or instant verification
Automatic collection on schedule
Payouts within 3 business days

Example savings on $10,000 retainer:

Card (2.9% + $0.30): $290.30
ACH (0.8% capped at $5): $5.00
Savings: $285.30/month = $3,423/year per client

For agencies with larger retainers, ACH savings are substantial.

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