Trading Expert Since 2019

Payment gateway for trading and forex

Accept deposits and process withdrawals for your trading platform with FCA/CySEC compliance and instant funding.

FCA/CySEC Compliant
Instant Deposits
75% Acceptance

Open my broker payment account Talk to a trading specialist

First Response within 24-48h. FCA/CySEC compliant. 75% acceptance rate.

10,000+ merchants trust us
PCI DSS
Payouts in 3 business days
First response within 24-48h

European Trading Volumes: $500B/day
Retail Trader Growth: +25%
Regulated Broker Acceptance: 75%
First response: 24-48h

Industry challenge

Why Banks and Stripe Refuse Trading Businesses

Client losses, chargebacks, complex regulation: the combination that scares traditional processors.

Stripe (categorical refusal)

PayPal

Square

Traditional banks

A Perceived High-Risk Sector

Trading accumulates multiple risk factors: 70-80% of clients lose money (official statistic), generating disputes and dissatisfaction. Chargebacks are elevated (2-3%) as losing traders often blame the platform. Regulation is complex (MiFID II, ESMA, FCA). There's confusion with heavily publicized forex/crypto scams. Transaction amounts are variable and sometimes large ($5,000-$50,000). Stripe categorically refuses anything trading-related.

70-80% of clients lose money
High chargebacks (2-3%) from unhappy traders
Complex regulation (MiFID II, ESMA, FCA)
Confusion with publicized forex scams
High and variable transaction amounts
Perceived reputational risk

Bridge Pay: Partner to Regulated Brokers

Bridge Pay has developed unique expertise in regulated trading since 2019. We understand MiFID II requirements, investor KYC procedures, and trading-specific deposit/withdrawal flows. We systematically verify authorizations (FCA, CySEC, ASIC) before account opening and only accept compliant brokers. Our trading-adapted chargeback protection achieves 55% win rate.

FCA, CySEC or ASIC authorization systematically verified before opening
Trading-grade chargeback protection: 55% of disputes won
Risk warnings and investor KYC checked against MiFID II
Scoring built for traders' large, variable deposit amounts
Transparent 10-15% reserve, reduced after 6 months of history

Sector accepted by Bridge Pay

Check my eligibility

Comparison

Before and after Bridge Pay

See the difference with traditional payment processors

Without Bridge Pay

With Bridge Pay

95% rejection rate from Stripe, PayPal, banks

75% acceptance for FCA/CySEC authorized brokers

3-6 months waiting for traditional bank approval

Analyst Reply within 48h

30%+ reserves held indefinitely

10-15% transparent reserve, reducing after 6 months

Account frozen during high-volume periods

Scaling support with no arbitrary limits

Generic support unfamiliar with trading

MiFID II expert team, MT4/MT5 integration support

Switch to Bridge Pay

95% of forex brokers are rejected by Stripe. Your platform deserves better.

Broker rejection rate by Stripe: 95%
Bridge Pay acceptance for regulated brokers: 75%
First response: 24-48h

Forex and CFD brokers face systematic banking exclusion despite full regulatory compliance. Stripe, PayPal, and traditional banks cite 'high risk' while ignoring your FCA or CySEC authorization.

Bridge Pay specializes in regulated trading platforms since 2019. We verify your authorization, understand MiFID II requirements, and configure instant deposits with trading-specific chargeback protection.

Open my broker account

Instant deposits credited to MT4/MT5 in real-time
24h withdrawals to trader bank accounts
FCA, CySEC, ASIC compliance expertise
55% chargeback win rate on trading disputes

Our advantages

Why Bridge Pay?

01
FCA/CySEC/ASIC Compliance Expertise
Our team masters trading regulator requirements:
- FCA (UK),
- CySEC (Cyprus),
- ASIC (Australia),
- BaFin (Germany).
We verify your authorization, audit investor KYC procedures, and factor MiFID II and ESMA regulatory updates into the review of your file.
02
Instant Multi-Currency Deposits
Traders want to deposit and trade immediately. Our card deposits credit trading accounts in real-time. GBP, USD, EUR, CHF and 15+ currencies supported. Card acceptance optimized for trading with adapted 3D Secure.
03
Fast Withdrawals Within 24 Hours
Withdrawal speed is crucial for trader trust. We process withdrawal requests within 24 business hours to client bank accounts. Integrated KYC verification prevents delays. Crypto withdrawals also available.
04
Trading-Specific Chargeback Protection
Trading has elevated chargebacks (losing traders who dispute). Our trading dispute expertise achieves 55% win rate:
- trade history,
- activity evidence,
- 3D Secure,
- validated KYC,
- accepted risk warnings.
05
MiFID II Compliant Investor KYC
We review your MiFID II compliant investor KYC process:
- identity,
- source of funds,
- appropriateness assessment,
- accepted risk warning.
These elements also serve as dispute protection.
06
MT4/MT5 and Platform Integration
Our API integrates with MetaTrader 4/5, cTrader, and proprietary platforms. Real-time webhooks to credit trading accounts automatically after deposit. Complete technical documentation available.

Features

Key features

Real-Time Instant Deposits

Credit trading accounts immediately after card payment. GBP, USD, EUR, CHF and 15+ currencies. Trading-optimized 3D Secure.

FCA/CySEC/ASIC Compliance

Authorization verification, investor KYC audit, MiFID II compliance. ESMA regulatory updates taken into account.

24h Card and Crypto Withdrawals

Fast processing of withdrawal requests to bank account or crypto wallet. Integrated KYC prevents delays.

MiFID II Investor KYC

Verification of your KYC process: identity, source of funds, appropriateness, accepted risk warning.

MT4/MT5 Integration

API compatible with MetaTrader, cTrader, proprietary platforms. Real-time webhooks for automatic crediting.

Advanced Broker Dashboard

Real-time tracking: deposits, withdrawals, chargebacks, volumes by trader. Export for regulatory reporting.

How it works

01
Application
Application form with authorization copy (FCA, CySEC, ASIC), activity description, estimated volumes, platform used (MT4/MT5, custom).
02
Compliance Audit
Authorization verification with regulator, investor KYC procedures audit, risk warnings review, compliance interview.
03
Technical Integration
Deposit/withdrawal API integration with your MT4/MT5 or custom platform. Webhook configuration, sandbox testing.
04
Go-Live
Production activation, first trader deposits. Dedicated trading support during launch phase.

Use cases

Typical use cases

Illustrative examples of merchant profiles accepted in this sector.

Forex Broker, CySEC Licensed
Situation
Despite a CySEC license, the company faced refusals from several payment processors.
Setup
Bridge Pay verified its authorization and audited its KYC, then opened a merchant account.
Outcome
+35% deposit conversion
Prop Trading Firm Evaluations
Situation
This prop firm's paid evaluation model was misunderstood by standard processors.
Setup
Bridge Pay configured the recurring payments required for challenges.
Outcome
2+ years stable partnership
Crypto Trading Platform
Situation
The platform faced payment refusals due to crypto regulation and trading activities.
Setup
Bridge Pay evaluated its VASP registration and trading model, then opened a hybrid account.
Outcome
24h crypto withdrawals

Required Documentation for Brokers

Documents required to open the account, reviewed by our compliance team before activation.

1
Regulatory Authorization
Copy of your FCA, CySEC, ASIC or equivalent license currently in force
2
Company Registration
Certificate of incorporation or company registry extract
3
Director Identification
ID documents and proof of address for directors and beneficial owners
4
KYC Procedures
Documentation of your MiFID II compliant investor KYC process
5
Risk Warning
Screenshot of risk warning displayed on your platform

Eligibility

Accepted services

Regulated forex brokers
CFD platforms
Crypto trading
Copy trading and mirror
Social trading
Prop trading firms
Stock brokers
Multi-asset platforms

Legal framework

Trading and Broker Regulation

Regulatory overview

The retail trading sector is among the most heavily regulated in Europe and the UK under MiFID II and FCA rules.

UK
In the UK, the Financial Conduct Authority (FCA) authorizes investment service providers.
Forex and CFD brokers must obtain FCA authorization or register through the European passport for EU-authorized firms (with post-Brexit limitations).
ESMA (European Securities and Markets Authority) imposes restrictions on retail CFDs: maximum 30:1 leverage on major pairs, negative balance protection, mandatory risk warning (% of losing clients).
CySEC (Cyprus) issues popular licenses with EU passport.
ASIC (Australia) applies strict standards for global operations.

Bridge Pay systematically verifies authorizations and only accepts brokers compliant with their licensing jurisdiction.

Key requirements

Regulatory authorization (FCA, CySEC, ASIC or equivalent)
MiFID II compliance
Investor KYC and source of funds
Risk warning (% losing clients)
Negative balance protection
ESMA leverage limitations

Regulatory authorities

FCA (UK)ESMA (Europe)CySEC (Cyprus)ASIC (Australia)BaFin (Germany)

Pricing

Competitive pricing

10-15% rolling reserve for first 6 months. Pricing varies by authorization and volume.

No hidden fees
€0 setup fee
First response within 24-48h

Starting rate, high risk

4.8%+ €0.55

Instant deposits
24h withdrawals
Multi-currency
MT4/MT5 API

Open an account

FAQ

Frequently asked questions

Have more questions?

Which trading authorizations do you accept?

We accept brokers holding valid authorization from recognized regulators.

Accepted regulators:

FCA (UK Financial Conduct Authority)
CySEC (Cyprus Securities and Exchange Commission)
ASIC (Australian Securities and Investments Commission)
BaFin (Germany)
CNMV (Spain)
CONSOB (Italy)
Other EU regulators with MiFID II passport

Not accepted:

Offshore brokers without EU/UK authorization (Vanuatu, Seychelles, etc.)

Requirements:

Authorization must be current
Must match your proposed activities (forex, CFDs, stocks, etc.)

Do you accept prop trading firms?

Yes, we support prop trading firms with their specific model.

Supported models:

Paid challenges
Evaluations
Funded accounts

Key distinction:
This model is generally not considered traditional brokerage as traders trade with the prop firm's capital, not their own.

What we do:

Evaluate your legal structure
List the requirements that apply
Recurring payments for challenges
Payouts to traders supported

What is the account opening timeline for brokers?

Your broker application is studied upon receipt, with a first response from an analyst within 24-48h. Verification is thorough, given the checks below.

Verification steps:

Authorization validation with the regulator
Investor KYC procedures audit
Risk warning verification
MiFID II compliance review

Expedited processing:
Complete applications with CySEC or FCA authorization may be processed faster.

Required: A compliance team interview.

What rolling reserve do you apply for trading?

For a broker or prop firm, the reserve is set between 10 and 15% for the first 6 months. In trading, disputes mostly come after a losing streak, when the client contests their deposit: the sector's chargeback ratio runs at around 2-3%.

How it evolves:

Each withheld amount is returned 180 days after processing
After 6 months under 1.5% chargebacks, the reserve can drop to 5-10%

Existing history:
A clean processing statement from your current acquirer lets you start on better terms.

How do instant deposits work for traders?

When a trader makes a card deposit (Visa, Mastercard), the amount is credited instantly to their trading account after 3D Secure validation.

Technical flow:

Our API notifies you in real-time via webhook
Credit the account in your platform (MT4, MT5, cTrader, custom)
Trader can start trading immediately

Optimization:
We optimize 3D Secure acceptance with trading-specific techniques.

Do you offer crypto deposits for traders?

Yes, we offer a hybrid solution allowing traders to deposit in crypto in addition to cards.

Accepted cryptocurrencies:

BTC
ETH
USDT
USDC

How it works:

Automatic conversion to GBP/USD (or held in crypto per your choice)
Credited to the trading account
Attracts crypto-native clients

Withdrawals:
We also support transfers to crypto wallets within 24 hours.

How do you handle chargebacks from losing traders?

Trading has elevated chargebacks as losing traders sometimes dispute their deposits.

Our expertise (55% win rate):

Trade history proving activity
Validated investor KYC
Explicitly accepted risk warning
Win/loss evidence
Systematic 3D Secure

Protection:

Rolling reserve covers unresolved disputes
Dispute kit and supporting evidence for each case

Do you integrate with MetaTrader 4 and MetaTrader 5?

Yes, our API integrates natively with MT4 and MT5 through fund management plugins.

Deposit flow:

Webhook notifies your platform when validated
Automatic credit to trading account

Withdrawal flow:

Trader requests via MT4/MT5
You validate
We process the transfer

Support:

Complete technical documentation
Developer support available
cTrader and proprietary platform integration also supported

Do you accept copy trading and social trading brokers?

Yes, we support copy trading and social trading platforms.

Supported models:

eToro model
ZuluTrade
Other social trading platforms

Regulatory requirements:

Regulated as standard broker if you execute trades
Different requirements if redirecting to partner brokers

Additional services:

Evaluate your specific model
Signal provider subscription payments supported

What are your rates for trading brokers?

Our trading rates start at 4.8% + €0.55 per transaction.

Comparison:
Competitive for a sector often charged 5-7% by specialized acquirers.

Negotiable terms:

High volumes (> $100K/month)
Clean processing history

Benefits:

No setup fees
No monthly minimums
Rolling reserve of 10-15% released progressively (180-day schedule)

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