Accept payments for coaching and online courses

High-ticket coaching sales ($1,000-$10,000+) trigger automated fraud detection designed for typical e-commerce ($50-200 orders). When you successfully sell a $5,000 mastermind spot, Stripe's systems may flag it as unusual activity, leading to holds, reserves, or account reviews. Additionally, coaching's elevated chargeback rates (2-3% vs 0.8% standard) make processors nervous. A few disputes on high-value sales can trigger account termination. Bridge Pay understands coaching business patterns and evaluates applications on delivery infrastructure and customer satisfaction rather than penalizing successful sales.

We support coaching transactions from $97 courses to $50,000+ mastermind programs without arbitrary limits or enhanced scrutiny. Our underwriting evaluates your ability to deliver value at your price point: we review course content, delivery platform, refund policies, and customer testimonials. High-ticket programs simply require proportionate delivery infrastructure. If you're selling $10,000 coaching, we expect robust delivery, clear expectations, and responsive support. We don't penalize successful high-ticket sales with holds or reserves beyond standard terms.

Our installment infrastructure enables flexible payment plans (3x, 6x, 12x, or custom schedules) for high-ticket programs. When a student purchases, they're charged the first installment immediately and automatically billed for subsequent payments on schedule. We handle: failed payment retry logic (multiple attempts over several days), dunning emails to update payment methods, partial refund calculations if students cancel mid-plan, and upgrade/downgrade between plans. This complexity is invisible to you: you receive consolidated payouts and dashboard visibility into installment status.

Coaching chargebacks often involve subjective value claims ('I didn't get results') rather than fraud or non-delivery. Bridge Pay provides: real-time alerts allowing rapid response, coaching-specific dispute response templates addressing value perception, integration with Verifi and Ethoca for chargeback prevention, and a dispute kit for complex cases. The kit also lists the practices that reduce chargebacks: clear sales pages, realistic expectation setting, documented delivery and responsive refund policies. Proactive refunds to dissatisfied customers often cost less than chargeback fees and protect your processing rates.

We provide native integrations with Teachable, Kajabi, Thinkific, Podia, Systeme.io, ClickFunnels, Kartra, and Samcart. These integrations enable: seamless checkout without leaving your learning environment, automatic course access upon payment, subscription and installment management, and unified student records. Integration typically takes 1-2 hours following our platform-specific guides. For proprietary platforms or custom builds, our REST API provides full payment functionality with webhooks for enrollment automation.

When chargebacks occur, respond quickly with comprehensive documentation. Bridge Pay provides templates specific to coaching disputes: proof of course access (login records, progress data), delivery confirmation (module completion, session attendance), communication history (emails, support tickets), terms of service acceptance, and refund policy acknowledgment. For subjective value disputes, the templates address the customer's concerns while demonstrating delivery. They are built on extensive experience with high-ticket coaching disputes.

Absolutely: flexible payment options increase conversions significantly. You can offer: full payment (often with a discount incentive), installment plans (3x, 6x, 12x with configurable intervals), deposits with balance due later, and pay-what-you-can for certain offerings. Our checkout can present multiple options, letting students choose their preferred payment structure. We handle the complexity of different payment paths and provide unified reporting regardless of how students pay. Many coaches see 30-50% conversion increases when adding installment options to high-ticket offers.

Yes, we provide robust subscription management for ongoing coaching relationships: membership sites, monthly coaching retainers, group program subscriptions, and community access fees. Our subscription infrastructure includes: automated recurring billing, failed payment retry and dunning, proration for mid-cycle changes, pause and resume functionality, and upgrade/downgrade pathways. You can offer monthly, quarterly, or annual billing with automatic renewals. Dashboard reporting shows subscription metrics including MRR, churn, and lifetime value.

Our standard coaching rate is 3.9% + $0.25 per transaction: competitive for a sector often charged 5-7% by less specialized processors. This rate applies regardless of transaction size, so high-ticket sales aren't penalized with higher fees. We don't charge setup fees, monthly minimums, or platform access fees. Volume discounts are available for coaches processing $50K+ monthly. Installment plans don't incur additional fees: the rate applies to each installment as processed. Rolling reserves may apply for new accounts with limited processing history, reducing with clean trading history.