SaaS Billing Specialists

Payment infrastructure built for SaaS growth

Subscriptions, usage-based billing, automatic retries on failed payments: a gateway built for SaaS vendors, first response within 24-48h.

Subscriptions and usage-based billing
Automatic retries
Response within 24-48h

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No commitment · €0 setup fee · 10-minute application

10,000+ merchants trust us
PCI DSS
Payouts in 3 business days
First response within 24-48h

Global SaaS market 2025: $408B
Annual Growth (CAGR): +18%
Application Acceptance: 95%
First response: 24-48h

Industry challenge

Why SaaS Companies Struggle with Generic Payment Processors

Stripe Billing is powerful but complex. Most SaaS companies never unlock its full potential, and leave money on the table.

Generic Processors

Stripe Billing (complexity)

PayPal Subscriptions

Traditional Banks

The Hidden Cost of Generic Billing Infrastructure

Generic payment processors weren't built for SaaS complexity. They handle basic subscriptions, but struggle with: usage-based pricing that requires real-time metering, hybrid models combining base subscriptions with consumption, complex upgrade/downgrade proration, enterprise invoicing with payment terms, and most critically: intelligent failed payment recovery.

The result? SaaS companies lose 9% of revenue to failed payments, waste engineering time building billing workarounds, and struggle with revenue recognition for financial compliance. Stripe Billing requires significant development investment to implement properly, and even then, most companies only use 20% of its capabilities.

Basic retry logic: most failed payments are never recovered
Usage-based billing requires custom development
Hybrid pricing models need engineering workarounds
Revenue recognition requires separate tooling
Multi-currency billing adds complexity
Enterprise invoicing needs manual processes

Bridge Pay: Built by SaaS Operators, for SaaS Growth

Bridge Pay natively handles subscriptions, usage-based billing and hybrid models. Failed-payment retries are automated and every SaaS application is reviewed by an analyst, with no algorithmic shutdowns.

Automated retries on failed payments, with no development on your side
Native usage metering, no custom development
Hybrid subscription-plus-usage pricing handled without workarounds
Built-in revenue recognition for your financial compliance
Multi-currency and enterprise invoicing automated end to end

Sector accepted by Bridge Pay

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Comparison

Before and after Bridge Pay

See the difference with traditional payment processors

With Generic Processors

With Bridge Pay

~15% failed payment recovery (basic retry logic)

40% recovery with intelligent dunning sequences

Complex usage billing requires custom development

Native usage metering and hybrid billing models

Revenue recognition requires separate tools

Built-in ASC 606 compliance and revenue reporting

Multi-currency adds billing complexity

Native 25+ currency support with automatic FX

Enterprise invoicing needs workarounds

Native NET-30/60/90, ACH, and invoice workflows

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A SaaS loses revenue every time a charge fails. Bridge Pay recovers it.

Recovery with a basic retry: 10-15%
Revenue lost to failed payments: 9%
Failed payment recovery rate: 40%

Generic processors treat subscriptions as an edge case: an expired card or an exceeded limit, and the charge is dropped after a single attempt. Every month, thousands in MRR disappear without anyone noticing.

Bridge Pay was designed for subscriptions: scheduled retries, automatic card updates, usage-based billing and revenue recognition are native. First response within 24-48h for a complete SaaS file.

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40% failed payment recovery with smart dunning
Usage-based and hybrid billing models
Multi-currency subscription management
ASC 606 revenue recognition ready

Our advantages

Why Bridge Pay?

01
Smart dunning
Our smart dunning system doesn't just retry blindly. We analyze failure codes, optimize retry timing based on success patterns, automatically update expired cards via network Account Updater, and run proven email sequences that recover revenue.
02
Usage-based billing
Real-time usage metering built into the platform. Track API calls, active users, storage, compute hours, or any custom metric. Bill based on consumption with tiered pricing, committed use discounts, or pure pay-as-you-go. No custom development required.
03
Every pricing model
Per-seat, usage-based, flat-rate, tiered, hybrid, freemium, trials, annual vs monthly: we handle it all natively. Change pricing models without re-engineering your billing. A/B test pricing strategies with built-in analytics.
04
Enterprise invoicing
B2B SaaS needs flexibility. We support NET-30/60/90 payment terms, ACH and wire transfers, customized invoicing, and the workflows enterprise buyers demand. Close bigger deals without billing friction.
05
Revenue recognition
ASC 606 / IFRS 15 compliance built in. Deferred revenue tracking, revenue schedules, and audit-ready reporting. Stop manually reconciling spreadsheets for quarterly closes.
06
Migrating from Stripe
Already on Stripe? Import your active subscriptions and saved payment methods through the API: your customers never re-enter a card.

Features

Key features

Automatic retries

Scheduled retry and reminder e-mail after every failed charge.

Subscriptions and usage

Monthly, yearly, per-seat or metered, with no custom development.

Multi-currency

Accept EUR, USD and GBP, paid out in euros within 3 business days.

3D Secure 2.0 and fraud rules

Strong authentication and risk rules tuned for B2B.

Dashboard

MRR, churn and failed payments in real time, accounting export.

How it works

01
Connect Your Stack
Integrate via API or use our Stripe migration tool to import existing subscriptions, customer data, and payment methods automatically.
02
Configure Billing Logic
Set up your pricing models, dunning sequences, and revenue recognition rules. Integration documentation covers best practices.
03
Test & Validate
Test subscriptions, usage billing, and dunning flows in sandbox. Validate revenue recognition reports with your finance team.
04
Go Live & Recover
Launch in production. Watch your failed payment recovery rate climb. Most customers see measurable MRR recovery within the first week.

Use cases

Typical use cases

Illustrative examples of merchant profiles accepted in this sector.

B2B Data Integration Platform
Situation
A B2B data integration platform faced significant revenue losses due to failed recurring payments.
Setup
Bridge Pay's dunning tool successfully recovered a substantial portion of these transactions.
Outcome
+$90K/year in recovered MRR
Usage-Based Analytics SaaS
Situation
A usage-based analytics SaaS provider struggled with managing its complex usage-based billing.
Setup
Costly custom development was required to adapt their system. Bridge Pay's native usage metering simplified this process.
Outcome
Usage-based billing without custom development
Enterprise Project Management
Situation
An enterprise project management solution needed to offer flexible payment terms, such as NET-60, for its corporate clients.
Setup
Bridge Pay's invoicing workflows enabled the solution to meet these specific requirements for large enterprise deals.
Outcome
NET-60 terms accepted for enterprise accounts

Eligibility

Accepted SaaS activities

B2B SaaS
Developer tools
Marketing platforms
HR & payroll software
Vertical SaaS
API services
Infrastructure as a service
Analytics platforms

Pricing

Competitive pricing

Volume discounts available. Custom enterprise pricing for $1M+ ARR.

No hidden fees
€0 setup fee
First response within 24-48h

Starting rate, medium risk

2.9%+ €0.55

All pricing models
Smart dunning included
Usage metering included
No setup fees

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FAQ

Frequently asked questions

Have more questions?

How does your 40% failed payment recovery rate compare to Stripe Billing?

Stripe's basic retry logic typically recovers 10-15% of failed payments. Our smart dunning system achieves 40% through:

Intelligent retry optimization:

We analyze failure codes and route to optimal retry times
Different card networks are tried when available
Account Updater automatically refreshes expired cards

Proven recovery sequences:

Branded email campaigns with one-click card update
Multiple touchpoints over 14-day dunning window
Urgency messaging that converts

For a $100K MRR SaaS losing 9% to failures:

Stripe recovery: ~$1,350/month
Bridge Pay recovery: ~$3,600/month
Annual difference: $27,000 in recovered revenue

Can you handle usage-based billing without custom development?

Yes: that's one of our core differentiators. Our usage metering is built into the platform:

Track any metric:

API calls, active users, storage, compute hours
Custom events via simple API
Real-time and batch ingestion

Flexible billing models:

Pure pay-as-you-go
Committed use with overage billing
Tiered pricing with volume breaks
Hybrid: base subscription + usage

No code required:

Send usage events via API
We calculate bills automatically
Invoice generation handles complexity

Building usage billing yourself on Stripe often takes several months of development. We include it in standard pricing.

How do you handle Stripe migration?

Import your subscriptions through the API and the import tool:

What we migrate:

Active subscriptions
Customer payment methods (cards, ACH)
Billing history for revenue recognition
Upcoming invoice schedules

How it works:

Day 1: Connect Stripe, we analyze your setup
Day 2-3: Test migration in sandbox
Day 4: Cutover to production
Ongoing: Parallel processing during transition

For your customers:

Customers don't need to re-enter cards, billing dates are preserved
Full history available in your dashboard

Do you support enterprise invoicing with payment terms?

Absolutely: enterprise billing is a core strength:

Payment terms:

NET-30, NET-60, NET-90
Custom terms per customer
Automatic payment reminders

Payment methods:

Credit card, ACH, wire transfer
Check payments with manual reconciliation
Multi-currency invoicing

Enterprise workflows:

Quote-to-invoice automation
PO numbers and custom fields
PDF invoices with your branding
Customer billing portals

No more losing enterprise deals because your billing can't handle their requirements.

What's the activation timeline?

You get a first response within 24-48h.

Application: 10 minutes online

Business information, MRR, tech stack

Onboarding:

File review by our team
API credentials and sandbox access
Onboarding call

Integration and testing:

Connect your stack
Configure billing logic
Test in sandbox

Go live:

Production launch
Monitor your first subscriptions
Dunning works from day one

Migrating from Stripe? You import and validate your subscription data via the API.

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