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Gaming Expert Since 2018

Payment solution for gaming and betting

Accept payments for your gaming platforms, sports betting and e-sports with a UKGC/MGA compliant gateway designed for the gaming industry.

  • UKGC/MGA Compliant
  • Instant Deposits
  • 24h Withdrawals

First Response within 24-48h. UKGC/MGA compliant. Instant deposits included.

  • 10,000+ merchants trust us
  • PCI DSS
  • Payouts in 3 business days
  • First response within 24-48h
UK & EU online gambling market 2025
€51.1B
Annual Growth
+12%
Licensed Operator Acceptance
85%
First response
24-48h
Industry challenge

Why Banks and Processors Refuse Gaming Businesses

Strict regulation, addiction risk, high chargebacks: the combination that scares Stripe and traditional banks.

Stripe (categorical refusal)
PayPal
Square
Traditional banks

A Heavily Regulated and Misunderstood Sector

Gaming accumulates multiple risk factors from processors' perspective: extremely strict regulation (UKGC, MGA, Gibraltar) with regular inspections, addiction risk generating disputes, high chargebacks (3-4% vs 0.8% standard) as losing players often dispute deposits, confusion with illegal offshore casinos, and highly variable transaction amounts (£10 to £10,000). Stripe, PayPal and traditional banks prefer refusing the sector entirely rather than investing in understanding its compliance requirements.

  • Extremely strict regulation (UKGC, MGA, Gibraltar)
  • High chargebacks (3-4% vs 0.8% standard)
  • Addiction risk and disputes from losing players
  • Confusion with illegal offshore casinos
  • Highly variable transaction amounts
  • Frequent regulatory inspections

Bridge Pay: Partner to Licensed Operators

Bridge Pay has developed unique expertise in regulated gaming since 2018. We understand UKGC requirements, player verification processes, and gaming-specific payment flows (asymmetric deposits/withdrawals, bonuses, limits). Deposit limits are enforced at payment level, and your age verification and responsible gambling tools are reviewed against your licence requirements. We work exclusively with licensed operators.

  • Licensed operators only: UKGC, MGA or Gibraltar licensing verified upfront
  • Age verification reviewed at onboarding; deposit caps enforced on payments
  • Chargeback protection calibrated for gaming deposit/withdrawal flows
  • Transaction scoring that absorbs highly variable ticket sizes
  • Transparent 10-15% reserve decreasing with clean history, regulator-ready reporting
Sector accepted by Bridge Pay
Check my eligibility
Comparison

Before and after Bridge Pay

See the difference with traditional payment processors

Categorical rejection from Stripe, PayPal

85% acceptance for UKGC/MGA licensed operators

30%+ reserves held indefinitely

10-15% transparent reserve, reducing with clean history

No understanding of gaming flows

Instant deposits, 24h withdrawals, responsible gambling tools

Generic chargeback handling

Gaming-specific dispute expertise, 60% win rate

Arbitrary closures during peak seasons

Long-term partnership, scaling support included

Gaming operators generate billions. Banks don't want their money.

UK & EU online gambling market 2025
€51.1B
Licensed operator acceptance
85%
First response
24-48h

The gaming industry is one of the most regulated yet most rejected by payment processors. Stripe categorically refuses, banks cite 'addiction risk', and chargebacks average 3-4%.

Bridge Pay has supported UKGC and MGA licensed operators since 2018. We provide instant player deposits, 24-hour withdrawals, deposit limits enforced at payment level, and gaming-specific chargeback expertise with 60% win rate.

  • Instant deposits to player wallets
  • 24-hour withdrawal processing
  • UKGC, MGA, Gibraltar compliance expertise
  • 60% chargeback win rate on gaming disputes
Our advantages

Why Bridge Pay?

  • 01

    UKGC/MGA Compliance Expertise Since 2018

    Our team masters gaming regulator requirements:

    • UKGC (UK),
    • MGA (Malta),
    • Gibraltar Licensing Authority,
    • Curaçao eGaming.

    We verify your license, audit your platform, and review your responsible gambling controls. Regulatory changes are reflected in the review of your file.

  • 02

    Instant Deposits for Optimal Player Experience

    Players want to play immediately. Our card deposits credit player wallets in real-time. Visa, Mastercard, prepaid cards supported. Card acceptance rate optimized through our gaming-specific 3D Secure expertise.

  • 03

    Fast Withdrawals Within 24 Hours

    Withdrawal speed is a key player trust factor. We process withdrawal requests within 24 business hours to player bank accounts. Integrated KYC verification prevents processing delays.

  • 04

    Responsible Gambling Compliance

    Configurable daily/weekly/monthly deposit limits enforced at the payment layer. Your self-exclusion and alert tools are reviewed against licence requirements. Operator dashboard for real-time deposit monitoring.

  • 05

    Gaming-Specific Chargeback Protection

    Gaming has elevated chargeback rates (losing players who dispute). Our gaming dispute expertise achieves 60% win rate through activity history, game logs, 3D Secure, and verified risk warnings.

  • 06

    Multi-Currency and Multi-Jurisdiction

    Accept players across Europe with deposits in GBP, EUR, USD, CHF, SEK and 20+ currencies. Multi-jurisdictional compliance for operators with licenses in multiple countries.

Features

Key features

01

Real-Time Instant Deposits

Credit player wallets immediately after payment. Visa, Mastercard, prepaid. Optimal conversion through gaming 3D Secure expertise.

02

Complete UKGC/MGA Compliance

Deposit limits enforced on payments; age verification and self-exclusion tools reviewed at onboarding. Operator dashboard for monitoring.

03

Withdrawals Within 24h

Fast processing of withdrawal requests to player bank accounts. Integrated KYC prevents delays.

04

Advanced Gaming Analytics

Real-time dashboard: ARPU, LTV, churn, average deposit, frequency. Player segmentation for retention optimization.

05

Integrated Player KYC

Identity verification compliant with UKGC/MGA requirements. ID document, selfie, address verification. API or hosted flow.

06

Deposit Limit Enforcement

Configurable deposit caps enforced at payment level. Self-exclusion and alert tools reviewed for licence compliance.

How it works

How it works

  1. 01

    Application

    Application form with gaming license copy (UKGC, MGA, Gibraltar, Curaçao), activity description, estimated volumes, responsible gambling policy.

  2. 02

    Compliance Audit

    License verification, platform audit, responsible gambling tools review, compliance team interview.

  3. 03

    Technical Setup

    Deposit/withdrawal API integration, limit configuration, platform webhooks, sandbox testing.

  4. 04

    Go-Live

    Production account activation, first player deposits. Dedicated gaming support during launch phase.

Use cases

Typical use cases

Illustrative examples of merchant profiles accepted in this sector.

  • Sports Betting, UKGC Licensed

    Situation
    A UKGC licensed sports betting operator struggled to find a compatible payment processor.
    Setup
    Bridge Pay verified regulatory compliance, then opened the merchant account.
    Outcome
    +40% deposit conversion
  • E-sports Platform & Tournaments

    Situation
    An e-sports platform with a hybrid model (tournament entries and in-game store) found standard processors too complex.
    Setup
    Bridge Pay configured tailored payment flows for its operations.
    Outcome
    £50K/month processed
  • Online Casino, Malta License

    Situation
    An online casino holding an MGA license faced reluctance from payment processors.
    Setup
    Bridge Pay analyzed its compliance file, then opened the merchant account.
    Outcome
    24h withdrawals = better reputation

Required Documentation for Gaming Operators

Documents required to open the account, reviewed by our compliance team before activation.

  1. 1

    Valid Gaming License

    Copy of your UKGC, MGA, Gibraltar or equivalent license currently in force

  2. 2

    Company Registration

    Certificate of incorporation, company registry extract or equivalent

  3. 3

    Director Identification

    ID documents and proof of address for directors and beneficial owners

  4. 4

    AML/KYC Policy

    Documentation of your anti-money laundering and player verification policy

  5. 5

    Responsible Gambling Policy

    Description of player protection tools: limits, self-exclusion, alerts

Eligibility

Accepted sectors

  • Online video games
  • E-sports and tournaments
  • Sports betting
  • Online casinos
  • Skill games
  • Fantasy sports
  • Lotteries
  • Online poker
Legal framework

Gaming and Online Betting Regulation

Regulatory overview

The gaming sector is among the most heavily regulated globally.

  1. Each jurisdiction imposes specific licensing requirements, player protection obligations, and anti-money laundering controls.

  2. UK

    In the UK, the Gambling Commission (UKGC) regulates all forms of gambling including sports betting, casino, and poker.

  3. Operators must hold a UKGC license and comply with strict obligations: player identity verification, deposit limits, self-exclusion tools, addiction prevention.

  4. Malta

    In Malta, the Malta Gaming Authority (MGA) issues licenses recognized across the EU for casinos and betting.

  5. Requirements include minimum capital, technical audits, and AML/KYC policies.

  6. Gibraltar Licensing Authority provides licenses popular for their reputation and regulatory framework.

Bridge Pay systematically verifies licenses and only accepts operators compliant with their licensing jurisdiction.

Key requirements

  • Valid gaming license (UKGC, MGA, Gibraltar or equivalent)
  • Player identity verification (KYC)
  • Responsible gambling tools (limits, self-exclusion)
  • Documented AML/KYC policy
  • Player funds segregation
  • Platform technical audit

Regulatory authorities

UK Gambling Commission (UKGC)Malta Gaming Authority (MGA)Gibraltar Licensing AuthorityCuraçao eGamingIsle of Man GSC
Pricing

Competitive pricing

10-15% rolling reserve for first 6 months. Pricing varies by license and volume.

  • No hidden fees
  • €0 setup fee
  • First response within 24-48h

Starting rate, high risk

4.8%+ €0.55

  • Instant deposits
  • 24h withdrawals
  • Multi-currency
  • Regulator-ready reporting
Open an account
FAQ

Frequently asked questions

Have more questions?

Contact us

Which gaming licenses do you accept?

We accept operators holding valid licenses from recognized regulators: UKGC (UK Gambling Commission) for UK-facing operations, MGA (Malta Gaming Authority) for EU markets, Gibraltar Licensing Authority, Isle of Man GSC, and Curaçao eGaming for non-European markets. We do not accept unlicensed operators or those with licenses from unrecognized jurisdictions. Your license must be current and match the activities you wish to operate.

What is the account opening timeline for gaming operators?

Your application is reviewed as soon as it arrives, and you get a first response within 24-48h. Gaming files then go through in-depth checks: license validation with the regulator, platform audit, responsible gambling tools (limits, self-exclusion), AML/KYC policy review. Operators holding a UKGC or MGA license move through faster. A phone or video call with our compliance team is usually part of the process.

What rolling reserve do you apply for gaming?

We apply a 10-15% reserve for the first 6 months due to elevated gaming chargeback rates (3-4%). This reserve is released on a 180-day rolling basis. After 6 months of clean history (chargebacks < 2%), the reserve may be reduced to 5-10%. Operators with clean processing history from another acquirer may negotiate better terms from the start.

How do instant deposits work for players?

When a player makes a card deposit (Visa, Mastercard, prepaid), the amount is credited instantly to their gaming wallet after 3D Secure validation. Our API notifies you in real-time via webhook, allowing immediate balance unlock. Failed deposits also generate notifications for appropriate player messaging. We optimize 3D Secure acceptance with gaming-specific techniques (TRA exemptions for regular players).

What is the withdrawal timeline for players?

Withdrawal requests are processed within 24 business hours after player KYC validation. SEPA/BACS transfer to the player's account then takes 1-2 additional business days. Total timeline: 2-3 days from request to receipt. For large amounts (> £5,000), enhanced verification may be required (source of funds). Fast withdrawals are a key player trust factor, so we optimize this process.

Do you accept UK online casinos?

Yes, we accept UK-facing online casinos with valid UKGC licenses. The UKGC regulates casino games (slots, roulette, blackjack) and we support operators meeting their compliance requirements. For operators without UKGC licenses targeting non-UK markets, we accept MGA, Gibraltar, and other recognized licenses. Full compliance with your licensing jurisdiction is required.

How do you handle gaming chargebacks?

Gaming has elevated chargeback rates (3-4%) as losing players often dispute their deposits (gambling regret). Our gaming-specific dispute expertise achieves 60% win rate through: player activity history (game logs proving fund usage), systematic 3D Secure, prior KYC verification, win/loss evidence, clear refund policies. Rolling reserve covers unresolved disputes.

Do you offer integrated responsible gambling tools?

We enforce what belongs to the payment layer and verify the rest. Player-configurable deposit limits (daily, weekly, monthly) are applied on deposits, with a cooling-off period after limit changes, and the operator dashboard provides real-time monitoring. Self-exclusion (7d, 30d, 90d or permanent) and behavioral alerts (session time, amounts) live on your platform: we review them at onboarding against your license requirements (UKGC, MGA, Gibraltar).

Do you accept e-sports and tournament platforms?

Yes, we support e-sports platforms with various models: paid tournament entries, in-game shops (skins, virtual items), premium subscriptions, prize pools. E-sports is generally not considered gambling if outcomes depend on skill rather than chance. We evaluate your business model and list the requirements that apply. Betting on e-sports results requires a standard gaming license.

Which currencies do you accept for player deposits?

We support deposits in GBP, EUR, USD, CHF, SEK, NOK, DKK, PLN, CZK and 15+ other currencies. Players can deposit in their local currency (based on detected country or preference), with automatic conversion to your operator account currency. Competitive conversion rates applied at deposit time. This flexibility improves conversion for multi-country operators.

Apply for your merchant account today

Open your account in minutes, then integrate by API or payment link.

  • PCI DSS
  • No setup fees
  • First response within 24-48h

No commitment. 10-minute application.