Bridge Pay vs Mollie
Mollie applies the same exclusions as Stripe. Bridge Pay works with acquirers that accept high-risk.
Mollie is an excellent European solution for standard e-commerce, but like Stripe, it refuses high-risk sectors. Discover how Bridge Pay meets your needs where Mollie cannot.
The criterion-by-criterion comparison
Eleven criteria that actually matter when your business is off the beaten path: from risk policy to payout times.
| Criterion | Mollie | Bridge Pay |
|---|---|---|
| Accepted sectors | Weakness Standard European e-commerce Refuses crypto, gaming, CBD, nutra, dating... | Strength 28 high-risk sectors accepted Expertise in crypto, gaming, CBD, coaching, trading... |
| Risk policy | Weakness Sensitive sectors excluded Polite but firm refusal for sensitive sectors | Strength Application reviewed by an analyst Sector validated before the first transaction |
| Pricing | Strength 1.8% + €0.25 Competitive rates for standard sectors | Strength 4.8% + €0.55 Fair price for risk management |
| KYC timeline | Weakness 2-5 business days Structured but selective process | Strength First response within 24-48h KYC optimized for high-risk |
| High-risk support | Weakness Dutch/English support Good support but generalist | Strength Expert high-risk support Specialized team per sector |
| Rolling Reserve | Strength None (if accepted) No standard rolling reserve | Weakness 5-10% for 90 days Released after 90 days, negotiable based on track record |
| API & Integration | Strength Excellent API Clear documentation, modern SDKs | Strength Modern REST API Complete documentation, webhooks |
| Payout delays | Strength 1-2 business days Very fast in Europe | Strength 3 business days Industry standard |
| Currencies | Weakness EUR mainly European market focus | Strength 30+ currencies EUR, USD, GBP, CHF, CAD... |
| Crypto support | Weakness Not supported No crypto option | Strength 50+ cryptocurrencies BTC, ETH, USDT, USDC... |
| Chargeback protection | Weakness Basic tools Standard protection | Strength Advanced protection Prevention tools + dispute support |
Mollie sources: public price list and terms of service, checked in November 2026. Bridge Pay rates: public price list.
Verdict: Which solution to choose?
Mollie has a lot going for it: a European solution, readable pricing and a polished integration. For a classic Dutch or French e-commerce store, it's a solid choice.
But its sector policy mirrors Stripe's exclusions: CBD, crypto, psychic services, gaming and most at-risk activities are refused at signup or closed at the first review. Being European isn't enough; you need acquiring banks that accept your sector.
That's exactly what Bridge Pay brings: a network of European acquirers used to high-risk, an application validated upfront, and the same technical standards (REST API, e-commerce plugins, 3D Secure 2.0). If your business is classic, Mollie will do the job. If it isn't, you'll save time going straight to infrastructure built for you.
What it changes for you
- 01
Application
You declare your business as it really is from the application onwards, without disguising it to get past a signup filter.
- 02
Crypto on top
You add cryptocurrency payments (50+ assets) to your card payments, on the same gateway.
- 03
Contact
Your questions go to a team that knows your sector's constraints, Monday to Friday, 9am to 6pm.
Choose Mollie if:
- You're in classic e-commerce in Netherlands/Belgium
- You want iDEAL, Bancontact, SOFORT
- You're not in a high-risk sector
- You prefer a European solution
Choose Bridge Pay if:
- You've been refused by other PSPs
- You're in a high-risk sector
- You want fast and adapted KYC
- You're looking for expert support
- You accept a slightly higher rate
Refused by Mollie? Open an account that accepts your sector.
Your application is reviewed by an analyst, first response within 24-48h. No commitment.
- 10,000+ merchants
- Payouts in 3 business days
- Support Mon-Fri 9am-6pm